Why health insurance mandatory

No need to worry if you have health coverage if you have to go to the hospital due to illness or accident. Many ailments and diseases with increasing age greet. Some people may experience health problems at an early age. There are epidemics like cancer that come regardless of fitness. And so on Health insurance should be seen as a good investment, a good weapon that gives courage and protection in need. From the beginning of earnings or at least immediately after marriage Health insurance should be taken. It is not advisable to criticize or delay health insurance under any circumstances, especially those with a family history of illness.

Delay is like inviting risk. There are a number of hereditary diseases. As well as women of childbearing age, infections
Those who live in high-visibility areas and frequent travelers should take out health insurance immediately. Policyholders benefit from taking out health insurance.Not for insurance companies. It is a good idea to take out health insurance as early as possible. Because at that age there is no risk of infections. As well as less Get better coverage on premium. Health insurance should be for everyone. But those in the categories mentioned here must have health insurance.Because health insurance mandatory

Frequent trips

Not all insurance companies offer plans for those working in hazardous professions. Some offer coverage subject to strict underwriting rules.Frequent travelers face a variety of risks. They can easily take out insurance. Those who travel more often like this compared to other professions There is a risk of problems. It is advisable for such people to take a plan from the insurance company which has more hospitals in the cashless coverage network. Where during travel You can go to the nearest network hospital where you have trouble and get cashless treatment.

One should choose one after analyzing the facilities in the plans of insurance companies which are mostly cashless hospitals. When to be hospitalized in own area Cashless treatments can be taken from someone else instead of the hospital. But if there is a problem during travel then the support is cashless Medicine. You need to keep this in mind. International travelers need to pay more attention to this. As coverage is also available abroad Make sure. Travel insurance may also be required for this.

It is better for those in the traveling professions to take the Domestic Health Plan with the option of having coverage for foreign medicine as well. Manipal Signa Lifetime Health Plan 27 types Offering overseas coverage for Critical Illness. Aditya Birla Active Health Plan also offers cashless treatment abroad for 16 types of serious health problems. This It makes sense for such people to take high coverage (up to crores of rupees) in an emergency.Because health insurance mandatory

Married women’s

Women planning to have children by playing into marriage should first focus on insurance coverage. Almost all insurance companies implement a maternity coverage waiting period Are doing. Only a few plans offer limited maternity coverage without a waiting period. It is advisable to take a group health plan from the company while doing the job.This is because coverage is available from day one on Group Health plans. Star Health Young Star Gold Plan, Tata AIG Medicare Premier Plan, Future Generali Health Plus Plus Maternity Coverage is offered between Rs 30,000-50,000. These include the waiting period. A plan with a coverage option from the first day will be better for newborns.

The Bajaj Allianz Health Supreme Plan pays for expenses incurred after discharge from the hospital prior to admission to the hospital. For vaccinations given to the baby up to 90 days Claim is available. All family floater policies also have the option of providing coverage for newcomer children. There will be no waiting period in Group Health Plans. And so on
Take a group health plan at work and choose a separate family plotter plan. Individuals should consider factors such as their family health history, lifestyle, and age.Priority should be given to a comprehensive plan that provides coverage for the respective issues.

Family history

Some types of health problems have become hereditary today. This can be due to the lifestyle of the family, dietary rules, jeans and many other factors. Heart Diseases, diabetes, and various cancer problems are all hereditary. They are also responsible for more deaths worldwide. In family history If anyone has these problems then be sure to take out insurance coverage and provide protection. Insurance is available before the respective diseases are greeted. So pre-existing infections
They do not fall within the scope. Health insurance companies are required to wait a minimum of two years and a maximum of four months from the date of taking out the policy for pre-existing diseases.

This waiting period between companies may be shorter. Delay can lead to health problems. This allows insurance companies to provide coverage after a certain period of waiting Offer. It should be noted that it is also a high premium. Because there is a risk of claims from them. They cover everything and charge a lower premium.For healthy people, it is impossible to charge a premium alone for those with health problems. Due to the waiting period, they have to be admitted to the hospital with the same health problems during that period It should be noted that the policyholder will have to bear the entire cost himself. That is why insurance coverage should be provided at an early age.

Whatever the reason but if there are any diseases at the time of taking the policy be sure to wait for them. In such a case even coverage for existing health problems is sought Some companies offer immediate coverage with a higher premium. Some insurance companies offer policies with a shorter waiting period. If not these premium prices are high Do not forget to stay. Because the underwriting rules have to be strictly enforced. Critical Illness that provides coverage for serious illnesses such as heart disease and cancer Plans are also available in the market. These offer coverage with a first 30 days waiting period. But the ones that take in like this are compared to the coverage that awaits in a regular plan
The higher the premium, the more likely it is that insurance coverage will also be crucial here.

Coverage of Rs 5 lakh greeted by health problems may not fit into any corner as long as the family has a history of serious health problems. 5 lakh especially for cancer treatment Rupee coverage is not enough. If you opt for the Benefit option in Critical Illness plans, you will be paid the amount as soon as the list is diagnosed.

Jobs that do sitting

People who have fewer movements and sit for hours in front of the system have a higher risk of long-term infections. Because they have joints, science problems,Numerous studies have shown that the risk of diabetes, high blood pressure and heart disease is high. So while paying attention to personal health on the other hand health insurance coverage is also a priority Good to give. Make sure it has comprehensive coverage.

Because health insurance mandatory in human life .

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